Privacy Policy
Last Updated: January 26, 2026
This page constitutes the Privacy Policy for kharchalu.
When you use our apps you'll inevitably share some information with us. We value your privacy and security, so we want you to know more about the information we collect and how we use it. Please read this Privacy Policy carefully so that you can make informed decisions about your use of our mobile applications.
What kind of Information do we collect from people who use our app and how do we use them?
Personal Data
Personal data refers to personally identifiable information that specifically identifies you as an individual (e.g. your name, email address). We do NOT collect, store or use any of your Personal data. If you contact us by email, then we will use your email address only for the purpose of contacting you. This will be only in response to a communication from you.
Internet Connectivity
For a better experience, our application may require an active internet connection.
Some features may not function properly without internet access.
User Entered Data
All data entered into the applications by you remains on your device. We never pass this data and we never use it.
Device Data
Non-personal data refers to information that, by itself, does not personally identify you.
We may collect Non-personal data such as your device model number, operating system version, advertising identifiers, app usage info, approximate location, country code and other properties for purposes of managing the applications & this information is collected by Google AdMob and our ad partners to show ads and improve the app.
How We Use Your Info
To show personalized ads via AdMob, To improve app performance and features, To analyze usage trends.
Your Choices
Opt-out of personalized ads: Ads Settings, Limit ad tracking in your device settings
Our app is not for children under 13, and we do not knowingly collect info from them.
Ad Consent / Personalized Ads
We use Google AdMob to display ads in our app. AdMob may collect information such as device identifiers and usage data to provide personalized ads.
When you first use the app, you will be asked to choose your ad preferences:
Personalized Ads: Ads tailored to your interests using collected data.
Non-Personalized Ads: Ads based on general app usage and less tailored.
You can change your ad preferences at any time in the app settings or through your device settings. For more information, visit: Google Ads Privacy
Acceptance of the terms
By using our applications, you agree to the terms of this policy. If you do not accept the terms in this policy, please do not install or use our applications. The continued use of our products after any amendment of this privacy policy will be deemed your acceptance of the changes and/or new terms.
Policy changes
This Privacy Policy may be updated at any time. We suggest you check this page on a regular basis so you are aware of any modifications. You acknowledge and accept that it is your responsibility to periodically review this policy so you are aware of modifications.
Changes to the policy
We reserve the right to change this Policy at any time. If we decide to change this Policy, we will post those changes on this page and update the date at the top of the page. The changes will be effective when posted. Please check this page on a regular basis so that you remain aware of what information we collect and how we use it.
Special Thanks
We would like to express our sincere gratitude to Chart.js, an open-source JavaScript library,
for providing powerful and flexible data visualization tools that enhance the user experience
of Kharchalu.
Chart.js helps us present financial data in an interactive and easy-to-understand format,
making it simpler for users to analyze their expenses and make informed decisions.
Contact information
If you have any questions about this Policy, please contact at: kharchaluapp@gmail.com